3 Reasons Not to Wait for an Adjuster to Visit before Restoring your Home
After your home has sustained water damage due to a flood, flood insurance often requires an adjuster to come to your home to asses the damage that has been done. However, waiting to restore your home until after an adjuster comes is often not necessary for several reasons.
1. Adjusters are busy
Once a natural disaster has occurred, insurance companies immediately begin to work with their customers to help them restore their homes. However, the demand for an adjuster to visit homes can mean you'l be waiting to see an adjuster. Waiting to begin making major fixes to your home isn't necessary, and you can document the damage that has been done by taking photographs and saving receipts.
2. You Won't Lose Money Cleaning Up
Although you might be tempted to leave your home exactly as it is after is has sustained flood damage, you will not receive less compensation if you start the cleanup process quickly. It is likely that you will want or need certain items removed from your home before your flood insurance company sends an adjuster to visit your home, and that's okay. Documenting the cleanup process can help to ensure you are fairly compensated for your losses.
3. Your Home Could Become More Damaged
Minor issues in your home can quickly become major issues if they are not fixed in a timely manner. Structural damage, mold damage and more can occur if your home is not dried out and if standing water is not removed. In order to save yourself from having to spend more money, time and effort in restoring your home, it's often wise to start the restoration process quickly.
Knowing that you do not have to wait for your flood insurance company to send an adjuster to your home before beginning the restoration process might help you save money and protect your home. As you start the restoration process, many people find it helpful to work with professionals in water damage cleanup and restoration.